PawnDesk Expands Accepted Collateral to Include 5 New Digital Assets
Broadening access to crypto-backed financing
PawnDesk is pleased to announce the addition of five new digital assets to our accepted collateral list: Avalanche (AVAX), Polkadot (DOT), Chainlink (LINK), Polygon (MATIC), and Uniswap (UNI). This expansion reflects our commitment to providing flexible financing options for a wider range of digital asset holders.
Each of these assets was selected based on rigorous evaluation criteria including daily trading volume, market capitalization stability, exchange availability, and on-chain liquidity depth. By meeting our institutional-grade standards, these five tokens now join Bitcoin, Ethereum, and our existing roster of supported collateral types.
About the new assets
Avalanche (AVAX) is a high-throughput smart contract platform known for sub-second finality and a growing DeFi ecosystem. Its consistent top-20 market cap ranking and deep liquidity across major exchanges make it a strong candidate for collateral backing.
Polkadot (DOT) enables cross-chain interoperability and has established itself as a foundational layer-0 protocol. DOT's staking mechanics and broad institutional interest contribute to its price stability relative to smaller-cap assets.
Chainlink (LINK) powers the majority of decentralized oracle networks and is deeply integrated across DeFi. Its widespread adoption and consistent demand from protocol integrations provide a reliable liquidity profile.
Polygon (MATIC) has become one of the leading Ethereum scaling solutions, with partnerships spanning major enterprise and Web3 projects. Its high transaction volumes and exchange presence ensure reliable price discovery.
Uniswap (UNI) is the governance token of the largest decentralized exchange by volume. UNI benefits from strong trading activity and a well-established market, making it suitable for collateral purposes.
Loan-to-value ratios for new assets
Given the higher volatility profile of these assets compared to BTC and ETH, LTV ratios have been calibrated accordingly. AVAX and LINK will be offered at up to 55% LTV, while DOT, MATIC, and UNI will start at up to 50% LTV. These ratios may be adjusted as market conditions evolve and as we gather more data on collateral performance.
All new collateral types benefit from the same institutional custody infrastructure, real-time monitoring, and margin call protections that apply to our existing supported assets.
Rollout timeline
Support for AVAX and LINK is available immediately for new loan applications. DOT and MATIC support will go live on April 1, 2025, followed by UNI on April 15, 2025. Existing clients can contact their account manager to discuss collateral diversification options using the newly supported assets.
We continue to evaluate additional digital assets for future inclusion and welcome feedback from our clients on which tokens they would like to see supported next.
