Unlock Liquidity
Without Selling
Borrow against your digital assets with
competitive rates and instant approval
Trusted by industry leaders
Trusted Digital Asset Financing Infrastructure
PawnDesk enables corporations, business owners, and high-net-worth individuals to access liquidity through digital asset-backed financing — without selling their crypto holdings.
Global Operations
US-based corporation Axelion operates with a global partner network under internationally recognized standards, delivering compliant financial services across multiple jurisdictions.
Transparent Asset Management
Collateral assets are managed separately from operational funds, ensuring full transparency in asset management with a clear segregation framework.
Institutional-Grade Security
Powered by leading digital asset custody solutions like Fireblocks, delivering the same level of asset protection used by top exchanges and financial institutions worldwide.
Solutions for Crypto Asset Holders
Maintain Your Holdings
Keep your cryptocurrency while accessing capital. Preserve future upside potential while meeting immediate financing needs.
Learn moreFlexible Financing
Terms tailored to your collateral type, loan amount, and duration. Custom structures for every client.
Learn moreInstitutional Security
Enterprise-grade custody powered by Fireblocks with multi-signature authorization and dedicated segregated wallets for maximum asset protection.
Learn moreTransparent Management
Clearly defined custody and reporting processes. Real-time monitoring and structured audit trails.
Learn moreUsecases for PawnDesk
Business Investment
Real Estate Acquisition
Investment Opportunities
Liquidity Management
Leverage your digital assets to fund business expansion or operational growth without triggering a taxable sale event.
Access capital for property purchases without liquidating cryptocurrency holdings.
Pursue investment opportunities while maintaining your digital asset positions.
Obtain short-term liquidity without selling long-term digital asset holdings.
Why Choose PawnDesk
The smarter way to access liquidity from your digital assets
Crypto as Collateral
Use BTC, ETH, USDT and 15+ digital assets as collateral — no need to convert to fiat first.
Keep Your Upside
Access liquidity without selling. Your assets stay yours, so you benefit from future price appreciation.
Flexible Terms
Every loan is structured around your needs — duration, repayment schedule, and LTV ratio tailored to you.
Fully Digital Process
From application to funding — everything happens online. No branches, no paperwork, no delays.
Fast Approval
Get funded in 1–3 business days. Streamlined verification and instant collateral confirmation.
Full Transparency
Real-time monitoring, clear reporting, and structured audit trails. You always know where your assets stand.
Financing Plans
Choose the plan that fits your financing needs
Individual Investors
Standard PlanSmall Business
Advanced PlanFlexible †
Up to 1 year †
Available †
2% of loan †
Corporate Clients
Premium PlanFlexible †
Up to 1 year †
Available †
2% of loan †
† Available with Tax Strategy Plan option
How It Works
A streamlined process to unlock liquidity from your digital assets in just a few steps
Identity Verification
Submit identity documents online for secure KYC verification and account setup.
- Quick online submission
- Secure document handling
- 1-2 business day review
Contract Agreement
Review financing terms tailored to your needs and sign the agreement digitally.
- Customized loan terms
- Digital signature process
- Transparent conditions
Collateral Deposit
Transfer digital assets to the designated secure custody wallet via Fireblocks.
- Fireblocks-secured custody
- Multi-signature protection
- Real-time confirmation
Loan Funding
Funds transferred to your account upon collateral confirmation and approval.
- Fast disbursement
- Bank or stablecoin options
- Ongoing portfolio monitoring
Loan Details
Transparent terms designed around your needs
Loan Amount
Corporate: from $2,000 in $1,000 increments. Individual: from $500 in $500 increments.
Loan Duration
12 months with automatic renewal. Extensions available on request.
Repayment
Flexible voluntary repayment — pay back part or full at any time.
Additional Borrowing
Top up your loan when collateral value rises above 100% cover ratio.
Early Repayment
Full principal plus accrued interest can be repaid before the term ends.
Loan Amount
* Additional borrowing follows the same unit conditions
Loan Duration
Repayment
Additional Borrowing
* Same borrowing unit conditions apply to additional borrowing
Early Repayment
* Staking rewards, airdrops, and hard forks from collateral assets are retained by the custodian during the loan period
Accepted Collateral
Frequently Asked Questions
PawnDesk is a crypto-backed financing platform that lets you borrow against your digital assets without selling them, preserving your upside potential while accessing immediate liquidity.
PawnDesk serves individual crypto holders, institutional investors, and corporate clients looking to unlock liquidity from their digital asset portfolios.
Interest rates vary depending on the loan structure, collateral value, and loan duration. Please contact us for a tailored quote.
Loan amounts are determined based on the value of your collateral and the specific financing structure. Contact our team to discuss your needs.
Simply reach out through our consultation form. Our team will guide you through the evaluation process and help structure a financing solution tailored to your situation.
Major cryptocurrencies including BTC, ETH, USDT, and others may be supported depending on evaluation.
In certain market conditions, additional collateral may be required to maintain the loan-to-value ratio.
Your assets are held in secure custody for the duration of the loan. Once the loan is fully repaid, your collateral is returned to you in full.
Yes, you can add additional collateral at any time to improve your loan-to-value ratio or to avoid margin requirements during market fluctuations.
The LTV ratio represents the loan amount relative to your collateral's value. A lower LTV provides more buffer against market volatility, while a higher LTV maximizes your available liquidity.
The process typically takes 1-3 business days, depending on document verification and collateral evaluation.
Requirements vary based on the loan type and jurisdiction. Typically, identity verification and proof of asset ownership are needed. Our team will guide you through the specifics.
Early repayment options are available depending on your financing structure. Contact us to discuss the terms specific to your arrangement.
Loan terms are flexible and tailored to your needs. Options range from short-term arrangements to longer-duration financing, structured to match your liquidity requirements.
Once approved, funds can be disbursed via bank transfer or stablecoin, depending on your preference and the financing structure agreed upon.
All assets are managed through Fireblocks institutional-grade custody infrastructure with multi-signature authorization and segregated wallets for maximum protection.
Fireblocks is a leading digital asset custody platform trusted by financial institutions worldwide. It provides enterprise-grade security through MPC technology and hardware isolation.
Asset protection measures are in place through our custody infrastructure. Specific coverage details can be discussed during the consultation process.
Yes. PawnDesk provides transparent reporting and real-time monitoring so you always have visibility into your collateral status and loan position.
Client assets are held in segregated custody wallets, separate from company operations. Your collateral remains protected and accessible regardless of any operational circumstances.
Secure Financing with Your Digital Assets
Access capital while maintaining long-term exposure to your digital assets. Corporations, business owners, and investors welcome.